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Person signing a document at a kitchen counter, term life insurance application for a Hudson Valley family
Term Life·8 min read·

Term Life Insurance in Your 40s: Why Waiting Costs More

Since March, more than half of my first-call families have been Hudson Valley 40-somethings buying their first individual term life policy. The pattern is so consistent I had to look at what changed. Here's the full read, the math behind the urgency, and what to do before next week.

Written by Peter Guggisberg, Financial Services Representative with Vermont Financial Group of NY (a MassMutual general agency) and the advisor behind Noah's Ark Financial.

Peter Guggisberg, financial advisor, Hudson Valley NY

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