Elderly woman near a sunlit window, Hudson Valley long-term care planning moment

Estate Planning·8 min read·May 20, 2026

Long-Term Care Insurance Cost: The $166K Hudson Valley Number

Long-term care in the Hudson Valley averages over $166,000 a year. Medicare doesn't cover most of it. The 2026 federal estate change didn't touch it. The planning gap is huge, and most families don't know it's there until they get the call.

Peter Guggisberg

Financial Advisor · Hudson Valley, NY

Written by Peter Guggisberg, Financial Services Representative with Vermont Financial Group of NY (a MassMutual general agency) and the advisor behind Noah's Ark Financial.

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Peter Guggisberg, financial advisor, Hudson Valley NY

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